Medical - Choice of three plans; each provide comprehensive coverage including hospitalization, physician services and testing, and prescription drug coverage for employees and their dependents. Eligibility is regular part- and full-time employment working 20 or more hours per week, and coverage is effective on the first day of employment. Marvin pays the full cost of individual health insurance coverage. Employees are responsible for the added cost of dependent and spousal coverage.

Life and Accidental Death & Dismemberment - Insured benefit is three times the employee’s salary amount, up to a maximum of $100,000. Coverage is provided free of charge. Eligibility is regular part- or full-time status of at least 17 ½ hours per week, and enrollment is on the first day following six months of employment, subject to approval by the insurance carrier.

Disability – Regular, full, and part-time employees are eligible for both short-term and long-term disability insurance, which provides income protection should you become disabled and are unable to work. Such insurance is paid for by Marvin, and employee eligibility is based on the following:

Short-term:  As required by NYS, employees working at least four consecutive weeks are eligible for this coverage. Disability benefits begin on the 8th day of disability, and would provide 50% of the employees average weekly wage, up to a maximum of $170 a week. The maximum duration of short-term disability coverage is 26 weeks.

Long-Term:  Employees are required to work 30 or more hours per week, and must have completed six months of employment to be eligible for this benefit. Long-Term disability is effective following 180 days of disability, and replaces up to 6t0% of an employee's earnings.

Flexible Spending Plan - Allows employees to pay for out of pocket medical, dependent care, health insurance premiums, prescription drugs, and most other non-covered medical costs including dental care by making an annual election to reduce their salary by a specified amount, which reduces your W-2 taxable income. Eligibility is regular part- or full-time (20+ hrs/wk) and enrollment is on the first day of employment.

Marvin and Company, P.C. 401(k) Plan – A savings retirement plan which allows employees to contribute a percentage of their earnings on a pre-tax basis. There is an employer match provision if you satisfy 1000 hours, whereby Marvin will match 1/3 of voluntary contributions (up to 6%). Additionally, a safe harbor contribution in an amount equal to 3% of your salary may be made, and there may be a discretionary profit sharing contribution, based on profitability as determined by the Board of Directors at the end of the Plan Year. Eligibility is 21 years of age, and at least six months of service.  Enrollment is on the 1^st of the month of the next quarter after achieving eligibility (January, April, July, and October).